As a parent, you want to give your child the best possible education. However, paying for education can be a daunting task, especially when the cost of tuition, books, and other related expenses continues to rise. The good news is that there are steps you can take to prepare for the cost of education, and […]Starting a NEST 529 college savings plan is easy with low-cost, flexible, tax-advantaged investment options to help you save for future education costs.Iowans looking for more information about applying for the state's new education savings account program that will pay them to attend private schools can learn more at a new state webpage.Gov. Kim ...12 oct. 2022 ... No. 5: It's useless if my child gets a scholarship. Scholarships can help defer higher-education costs, but a 529 plan can be used in ...What Is a Coverdell Education Savings Account? A Coverdell ESA is an education savings account option that offers a tax-advantaged way to save for K-12 and college expenses. The account must...Put money aside, not education. Arizona's Education Savings Plan is a state-sponsored 529 plan designed to provide a parent, grandparent or future students an opportunity to save for educational expenses in a tax-advantaged manner. You can open an account today for as little as $15 a month.Feb 16, 2023 · BOISE — After two days of testimony, the Senate Education Committee passed a bill to create an education savings account in an effort to increase school choice in Idaho; opponentsVanguard 529 plan comparison tool. Compare 529 college savings plans. Many 529 savings plans feature Vanguard funds and/or investment management. Choose a plan associated with Vanguard and compare it with other 529 savings plans. Select a Vanguard-associated plan: Select up to two 529 plans to compare: Reset form.The Arizona Family College Savings Plan is a state-sponsored 529 plan designed to provide a parent, grandparent or future student an opportunity to save for ...Feb 20, 2023 · Best high-yield savings account is the one that offers the highest interest rate for your savings. In the current era, with the interest rate at an all-time low, it is a struggle to grow your savings. But with the high-yield savings account, you can still increase your savings in a low-risk and accessible way. Lantern […]If you want your kids to attend a private high school, consider sending them to your local public primary school to save money for their secondary and tertiary …A 529 plan is an investment account that offers tax benefits when used to pay for qualified education expenses for a designated beneficiary. You can use a 529 plan to pay for college, K-12 tuition, apprenticeship programs, and even student loan repayments. If using a 529 plan to save for college, your savings will have a minimal impact on ...Education Savings Plans. Education savings plans let a saver open an investment account to save for the beneficiary's future qualified higher education expenses - tuition, mandatory fees and room and board. Withdrawals from education savings plan accounts can generally be used at any college or university, including sometimes at non-U.S ...For now, only Hamilton County students would be eligible to join the Education Savings Account. The Tennessee Senate on Thursday passed legislation to expand eligibility for the state's school ...The College Savings Calculator is a tool designed to help parents estimate how much they need to save each month to reach their savings goal for their child's college education. It takes into account factors such as the child's current age, the age they will start college, the estimated cost of college, current savings, monthly contribution, and investment return rate.Receive big tax savings while investing in your children's future education with a Coverdell Education Savings Account (CESA).About: Bread savings, formerly Comenity Direct Bank, is an online-only bank that offers CDs ranging from one to five years, as well as a high-yield savings account. Key numbers Minimum opening ...Learn about saving for college and find out how the Edvest College Savings Plan can help you get there. Learn More. SCORE BIG AT TAX TIME. with up to a $3,560 state tax deduction, per beneficiary, when you open and contribute to an Edvest 529 account before 4/18/23. Start now and you could enjoy a tax benefit on your 2022 Wisconsin return.For now, only Hamilton County students would be eligible to join the Education Savings Account. The Tennessee Senate on Thursday passed legislation to expand eligibility for the state's school ...The Coverdell Education Savings account is a widely embraced alternative to the 529 plan, which limits users to reallocating funds within a select portfolio ...Coverdell Education Savings Account ... An account into which one may deposit funds on a tax-deferred basis, on the assumption that they will be used to pay for ...When you set up a Coverdell education savings account, called a Coverdell ESA, Uncle Sam gives you some nice tax breaks to help pay for a child’s education. The accounts are sometimes called education IRAs, but they really aren't IRAs, despite some similarities. The tax benefits apply only to money used ...A Coverdell education savings account (also known as an education savings account, a Coverdell ESA, a Coverdell account, or just an ESA, and formerly known as an education …Sydney, New South Wales, Australia. As Managing/Principal consultant René’s role is to grow the Microsoft Azure capability within NSW as well as grow existing and new accounts by leading delivery teams across various projects. Additionally, he is the strategic advisor within Servian’s Microsoft practice specialized in Application ...Our financial representatives can help you determine the college education savings plan that works for you. We serve Long Island NY and surrounding areas. 1-800-628-7070 ; Routing: 221473652 ; Apply for a ... Membership is open to anyone with a …Education savings account bill clears first major hurdle. After roughly six hours of discussion and public testimony split across two days, a contentious bill that would set up universal education ...A judge lifted an injunction preventing the state from launching the education savings account pilot program enacted in 2019. Families and schools can visit the Tennessee Department of Education ...February 16, 2023 1:15PM. The state of public education in Tennessee has been failing too many students for too long. Dozens of states have found a solution by empowering parents through education savings accounts (ESA), giving families part of their tax dollars back to be used for educational tuition, therapies, tutoring, and more. Just this ...The Texas College Savings Plan is a tax-advantaged 529 college savings plan designed to help families and individuals nationwide save for qualified higher education expenses. All U.S. citizens and permanent resident aliens 18 years of age or older can open and contribute to a Texas College Savings Plan account.Enjoyed spending time this week with Jeffrey Snyder and BRN discussing recent changes which will allow rollovers from a 529 education savings account… Liked by Patricia Roberts, J.D.Starting a NEST 529 college savings plan is easy with low-cost, flexible, tax-advantaged investment options to help you save for future education costs.Funds will be deposited into an education savings account (ESA) to be used for tuition, fees, and other qualified education expenses as specified in the legislation. The state is issuing …Our financial representatives can help you determine the college education savings plan that works for you. We serve Long Island NY and surrounding areas. 1-800-628-7070 ; Routing: 221473652 ; Apply for a ... Membership is open to anyone with a …ESA Website NOTICE: The Chancery Count of Davidson County lifted the injunction on the Education Savings Account on July 13, 2022 at 9:51 am. The work to reinstate the ESA program is underway. The department is taking four business days to update program resources to ensure up-to-date information is available for families and schools. The Education Savings Account (ESA) is a program established by the North Carolina General Assembly that expands school choice for eligible students with ...14 déc. 2021 ... A Coverdell education savings account is a tax-advantaged trust or custodial account used to save for educational expenses.Education savings accounts (ESAs) allow parents to withdraw their children from public district or charter schools and receive a deposit of public funds into government-authorized savings accounts with restricted, but multiple, uses. Those funds—which families generally access via an online platform—can cover private school tuition and fees ...Coverdell Education Savings Account - ESA: A Coverdell Education Savings Account is a tax-deferred trust account created by the U.S. government to assist families in funding educational expenses ...February 16, 2023 1:15PM. The state of public education in Tennessee has been failing too many students for too long. Dozens of states have found a solution by empowering parents through education savings accounts (ESA), giving families part of their tax dollars back to be used for educational tuition, therapies, tutoring, and more. Just this ...Apr 18, 2022 · 60. $0. $1.27 million– Your child could reach millionaire status. Retirement (Age 65) Total Amount Invested. Total Account Balance. $12,000. $1.97 million. Get Started. Education Savings Accounts, sometimes known as Education Scholarship Accounts, are state-supervised funds that parents can use to pay for a wide variety of education options. The state government deposits a portion of what the state would have spent to send the child to public school into a private account that parents can use for education ...Education Savings Accounts for Minnesota Students Act. Description. Education Savings Accounts for Minnesota Students Act. Bill Type. Bill. Category. ESAs, Homeschooling, Income Eligibility, Specific Student Population, New Program, Virtual Learning. Session. 93rd Legislature 2023-2024. Special Session. No Data Available.Sep 20, 2022 · A 529 plan is a tax-advantaged account that can be used to pay for qualified education costs, including college, K-12, and apprenticeship programs. Starting in 2024, a specified amount of unspent ... Savings in a 529 or Coverdell education savings account are withdrawn tax-free if they're used for qualified education expenses. The 529 was expanded to cover K-12 education in 2017 and ...Education savings account bill clears first major hurdle. After roughly six hours of discussion and public testimony split across two days, a contentious bill that would set up universal education ...26 U.S. Code § 530 - Coverdell education savings accounts · (i). such distribution is made before the first day of the sixth month of the taxable year following ...Education savings accounts hearing goes into a second day. A state Senate committee has postponed voting on a bill that would let parents use taxpayer money to pay for private school tuition, tutoring or homeschooling materials. The program is estimated to cost $45 million in its first year and cover about 6,600 kids.Feb 16, 2023 · Called the 'Freedom in Education Savings Accounts Program,' the bill would use something called an education savings account (ESA) program. Where families could use state funding towards the ...A Coverdell Education Savings Account (ESA) allows you to save for a child's higher education and take advantage of possible tax benefits.What Is a Coverdell Education Savings Account? A Coverdell ESA is an education savings account option that offers a tax-advantaged way to save for K-12 …Download an Education Savings Account application. Once you have completed your application, mail it to: Charles Schwab & Co., Inc. Attn: IS Document Control P.O. Box 982600 El Paso, TX 79998-260. When can I access my account? We'll send you your account number as soon as your application is completed and approved. You can use your account number to log in to Schwab.com and manage your account.Aug 25, 2022 · A Coverdell Education Savings Account is a tax-deferred trust account created by the U.S. government to assist families in funding educational expenses for beneficiaries who must be under the... Hardship Level (not applicable for home-based) A (least hardship) Family Type (not applicable for home-based) Family Staff Member / Affiliate Type UNOPS LICA6 Target Start Date 2023-04-01-07:00 Job Posting End Date February 28, 2023 Terms of Reference UNHCR has been accredited to the People’s Democratic Republic of Algeria, a signatory …Feb 5, 2015 · DAVENPORT — A proposed Educational Savings Account (ESA) initiative is expected to go to the Iowa Legislature this year. More than 100 parents from Catholic, Lutheran and other Christian schools in the Scott County area attended a meeting Jan. 29 at Assumption High School to learn more about the initiative. Anne Marie Amacher.What Is a Coverdell Education Savings Account (ESA)? A Coverdell ESA (named for the guy in Congress who pushed for it) is a trust or custodial account that allows you to save and grow your money for educational purposes. It's very similar to a 529 plan, but with more restrictions and two major differences. Learn about saving for college and find out how the Edvest College Savings Plan can help you get there. with up to a $3,560 state tax deduction, per beneficiary, when you open and contribute to an Edvest 529 account before 4/18/23. Start now and you could enjoy a tax benefit on your 2022 Wisconsin return. Limitations apply. 1. Feb 14, 2023 · A savings account of pre-tax money that you use to pay for certain out-of-pocket healthcare expenses. FSAs pre-dated HSAs and are less flexible. In 2023, employees can contribute up to $3,050 ... Education Savings Accounts Gain a degree – and some tax savings Explore your choices when it comes to college savings accounts, then choose the account that best suits your education needs. Education Account Types 529 Plans Coverdell Education Savings Account Custodial Uniform Gift to Minors Act (UGMA)/Uniform Transfer to Minors Act (UTMA) Education Savings account funds can be used for primary and secondary schools (grades K-12) as well as higher education. ... Adult is the owner of the account and ...20 hours ago · The College Savings Calculator is a tool designed to help parents estimate how much they need to save each month to reach their savings goal for their child's college education. It takes into account factors such as the child's current age, the age they will start college, the estimated cost of college, current savings, monthly contribution, and …Public Chapter 506, which was passed by the Tennessee General Assembly and signed by Governor Bill Lee in spring 2019, established the ESA program, providing additional education choices for students. Gov. Bill Lee, in his first State of the State address before a joint session of the 111th Tennessee General Assembly on March 4, 2019, said ...The 6-3 vote came on day two of public testimony on Senate Bill 1038 — the controversial plan to establish a universal education savings account program. SB 1038 would use $45 million of state money — a hike from the original $19.4 million estimate — to establish individual $5,950 per-child scholarships for families of K-12 students.Application for Premium Online Savings Account (Form 220-VUTMA) Application for Money Market Savings Account (Form 400-VUTMA) Application for Money Market Certificate (Form 688-VUTMA) Please call 1-800-247-5626 with questions and we would be happy to assist you.Education Savings Accounts have been around for more than a decade and have been growing in popularity. In 2020, five states had ESA programs: Arizona, Florida, Mississippi, Tennessee, and North Carolina. Arizona's program started in 2011. About 4% of eligible students are participating in Arizona's ESA program.While they may vary somewhat from one forms vendor to another, the following terms and definitions describe the different roles with Coverdell education savings accounts (ESAs). Grantor/Depositor: The grantor or depositor is the person who establishes the ESA with the approved financial organization for the benefit of the designated beneficiary ...Funds will be deposited into an education savings account (ESA) to be used for tuition, fees, and other qualified education expenses as specified in the ...If you are opening a joint account, you will also need address, Birth date and Social Security number of the joint owner*. To learn more, see the Schwab 529 Plan Guide and Participation Agreement . About your successor (Optional but recommended — Name a Successor Account Owner who will assume ownership of the Account in the event of ...1 day ago · Education savings accounts also use public funds, but beyond tuition, parents can use the money to pay for other approved educational expenses, like tutoring or online courses. Abbott said he ...The Coverdell Education Savings Account (Coverdell ESA or CESA) is a custodial account that allows individuals to save funds to pay qualified education ...Education savings accounts hearing goes into a second day. A state Senate committee has postponed voting on a bill that would let parents use taxpayer money to pay for private school tuition, tutoring or homeschooling materials. The program is estimated to cost $45 million in its first year and cover about 6,600 kids.A 529 plan is a state-sponsored education savings plan that can be used toward higher education expenses, trade schools, apprenticeships - and, in some states, elementary, secondary and religious schools - for the account beneficiary. A 529 plan offers account owners tax advantages, flexibility and control. Beneficiaries and contributorsSponsored by Sen. Todd Gardenhire, R-Chattanooga, the bill expands the program to include school districts that have five schools identified in the bottom 10% of schools in the state.For most people, a 529 savings account offers a mix of benefits that will help you get closer to your K–12 or college savings goal. With these accounts, you can ...5 | RENEWAL APPLICATION FOR THE EDUCATION SAVINGS ACCOUNT 2023-24 a State Board approved Category I, II, or III private school. 11. I agree to comply with the requirement that participating students in grades three through eleven (3-11) participate in the Tennessee comprehensive assessment program (TCAP) tests for math andTax-free withdrawals from 529 plans are limited to $10,000 in tuition expenses for K-12 schools, but when using a Coverdell ESA, qualified elementary and secondary education expenses also include books, supplies, equipment, academic tutoring and special needs services in connection with enrollment or attendance at an eligible school. Feb 16, 2023 · February 16, 2023 1:15PM. The state of public education in Tennessee has been failing too many students for too long. Dozens of states have found a solution by empowering parents through education savings accounts (ESA), giving families part of their tax dollars back to be used for educational tuition, therapies, tutoring, and more. …A savings account is a bank account that lets you store your money securely while typically earning interest. This means the bank pays you to keep your funds deposited, with annual yields on some ..."The way to do that is with school choice through state-funded education savings accounts. We've seen them work in other states." Democrats, whose rebuttal was recorded in the style of a fast ...Learn about saving for college and find out how the Edvest College Savings Plan can help you get there. Learn More. SCORE BIG AT TAX TIME. with up to a $3,560 state tax deduction, per beneficiary, when you open and contribute to an Edvest 529 account before 4/18/23. Start now and you could enjoy a tax benefit on your 2022 Wisconsin return.If you would like to learn more about me and the Gibbs-Cates Wealth Management team, feel free to reach out via email at [email protected] or phone 303-267-3045. You can also see more at our ...ESA Website NOTICE: The Chancery Count of Davidson County lifted the injunction on the Education Savings Account on July 13, 2022 at 9:51 am. The work to reinstate the ESA program is underway. The department is taking four business days to update program resources to ensure up-to-date information is available for families and schools. If you would like to learn more about me and the Gibbs-Cates Wealth Management team, feel free to reach out via email at [email protected] or phone 303-267-3045. You can also see more at our ...Called the 'Freedom in Education Savings Accounts Program,' the bill would use something called an education savings account (ESA) program. Where families could use state funding towards the ...Coverdell education savings account (ESA) assets may be transferred or rolled over to another ESA or to a qualified tuition program (i.e., Internal Revenue Code Section 529 plan) tax and penalty free. But 529 plan assets may not be rolled over to an ESA. The movement of assets between ESAs may be for the benefit of either the designated ...5 | RENEWAL APPLICATION FOR THE EDUCATION SAVINGS ACCOUNT 2023-24 a State Board approved Category I, II, or III private school. 11. I agree to comply with the requirement that participating students in grades three through eleven (3-11) participate in the Tennessee comprehensive assessment program (TCAP) tests for math andSep 29, 2021 · With 529 plans, account owners deposit after-tax contributions into the account. From there, investments are able to grow on a tax-deferred basis, and they can be withdrawn tax-free if the money is used to pay for qualifying education expenses. 529 plans were originally limited to post-secondary education expenses. However, in recent years, the ... Learn about saving for college and find out how the Edvest College Savings Plan can help you get there. with up to a $3,560 state tax deduction, per beneficiary, when you open and contribute to an Edvest 529 account before 4/18/23. Start now and you could enjoy a tax benefit on your 2022 Wisconsin return. Limitations apply. 1. Here are some takeaways in the governor’s proposed budget for fiscal 2024, which begins July 1, 2023: Overall spending: Reynolds is recommending Iowa increase …The Lifeplan Education Bond gives you: A tax-effective way to save for a child’s education. No fees on establishment, contribution, withdrawal or exit. Withdraw for a wide range of …A 529 plan is an investment account that offers tax benefits when used to pay for qualified education expenses for a designated beneficiary. You can use a 529 plan to pay for college, K-12 tuition, apprenticeship programs, and even student loan repayments. If using a 529 plan to save for college, your savings will have a minimal impact on ...Funds will be deposited into an education savings account (ESA) to be used for tuition, fees, and other qualified education expenses as specified in the ...Is an education savings account the same as a 529? An education savings account (ESA), also known as a Coverdell account , is another tax-advantaged …Education savings accounts also use public funds, but beyond tuition, parents can use the money to pay for other approved educational expenses, like tutoring or online courses.While working for the City of Caldwell, Holly created and implemented a children's higher education children's savings account (CSA) program called "Caldwell Saves 1st." The program was...Bonus+ Savings Account. Foreign Currency. Global Savings Account. Children's Account. Mighty Savers Account. See all accounts. Feast on 360 Account’s most delicious interest rates. Earn up to 7.65% a year on your first S$100,000. What’s more, get an extra 2.00% a year when you open a new 360 Account and sign up for an eligible ...Education savings accounts (ESAs) allow parents to withdraw their children from public district or charter schools and receive a deposit of public funds into government-authorized savings accounts with restricted, but multiple, uses. Those funds—which families generally access via an online platform—can cover private school tuition and fees ...This isn't just a college savings account. A Coverdell Education Savings Account (ESA) helps you save for a variety of education expenses, including elementary ...Automate Your Savings. With a regular, pre-authorized contribution plan you save without even thinking about it! Start with as little as $25 per week. Contribute weekly, bi-weekly, monthly—you choose. Set it and forget it—contributions are automatically debited from your bank account (change, pause or stop at any time)Jul 20, 2021 · Contributions to a 529 college savings plan grow tax deferred, and withdrawals used for qualified higher education expenses are tax free. 1 A 529 plan can be switched from one beneficiary to... An account owner shall open only 1 account for any 1 designated beneficiary. Each account opened under this act shall have only 1 designated beneficiary. (3) To open an education savings account, the individual or entity described in section 2(b)(ii) shall enter into a Michigan education savings program agreement with the program.Ascensus Broker Dealer Services, LLC. is the distributor of the CollegeChoice 529 Direct Plan, Learn more about Ascensus Broker Dealer Services, LLC. on FINRA's BrokerCheck.. For more information about the CollegeChoice 529 Direct Savings Plan ("CollegeChoice 529"), call 1.866.485.9415 or visit www.collegechoicedirect.com to obtain a Disclosure Booklet, which includes investment objectives ...A Coverdell ESA is an education savings account option that offers a tax-advantaged way to save for K-12 and college expenses. The account must be started before the child beneficiary reaches the ...Coverdell Education Savings Account (CESA). A CESA provides the potential for tax-free investment growth when you use the account to pay for a child's ...Oct 9, 2022 · For most parents looking for a way to save for their child’s college education, a 529 college savings plan is a wise choice. ... And choosing a 529 plan rather than a traditional savings account ... Our financial representatives can help you determine the college education savings plan that works for you. We serve Long Island NY and surrounding areas. 1-800-628-7070 …A Coverdell Education Savings Account can help your family save for your child's education expenses, from college to K-12.5 | RENEWAL APPLICATION FOR THE EDUCATION SAVINGS ACCOUNT 2023-24 a State Board approved Category I, II, or III private school. 11. I agree to comply with the requirement that participating students in grades three through eleven (3-11) participate in the Tennessee comprehensive assessment program (TCAP) tests for math andFeb 14, 2023 · A savings account of pre-tax money that you use to pay for certain out-of-pocket healthcare expenses. FSAs pre-dated HSAs and are less flexible. In 2023, employees can contribute up to $3,050 ... The ESA funds are placed into an account for use by parents to pay for educational expenses such as tuition for a private school, supplies such as textbooks or ...Education Savings Plan. A type of 529 plan that lets an account owner open an investment account to save for the account beneficiary’s qualified higher education …Dec 14, 2021 · A Coverdell education savings account is a tax-advantaged trust or custodial account used to save for educational expenses. Contributions to Coverdell accounts can total up to $2,000 a year and ... Download an Education Savings Account application. Once you have completed your application, mail it to: Charles Schwab & Co., Inc. Attn: IS Document Control P.O. Box 982600 El Paso, TX 79998-260. When can I access my account? We'll send you your account number as soon as your application is completed and approved. You can use your account number to log in to Schwab.com and manage your account.Feb 16, 2023 · Education savings account bill clears first major hurdle. After roughly six hours of discussion and public testimony split across two days, a contentious bill that would set up universal education ...The ESA program allows eligible students who are zoned to attend a Shelby County district school, a Metro Nashville public school, or a school that was in the Achievement School District (ASD) to use state and local money toward education expenses, including tuition and/or fees at approved private schools. 47,762 Arizona Students benefit from an Empowerment Scholarship Account(as of 02/15/23)IMPORTANT ESA UPDATESClick on the button below to view the important video messageView Important ESA updates from Supt. Horne and ESA Director Accurso The team is working as quickly as possible to process all pending orders (this includes reimbursements, ClassWallet Marketplace orders, andLearning Quest 529 Education Savings accounts help Kansas families save for their children in tax-advantaged 529 accounts. Learning Quest offers education savings accounts to help you pay education expenses for individuals that you designate, or for yourself. Kansas taxpayers may take an annual deduction of up to $3,000 ($6,000 for married ...BOISE — After two days of testimony, the Senate Education Committee passed a bill to create an education savings account in an effort to increase school choice in Idaho; opponents worry it will ...Best Education Savings Plans for Children Technically you can save for education in any type of savings or investment account. However, there are preferred …This Promotion is Expired. Unfortunately, the link you clicked on is for a promotion that is no longer valid.Jan 31, 2023 · You can use your education savings to pay for college costs at any eligible institution, including more than 6,000 U.S. colleges and universities and more than 400 international schools. For example, you can be a California resident, invest in a Vermont plan, and send your student to college in North Carolina. A 529 savings plan is a tax-advantaged vehicle that's designed just for education savings. This includes elementary, high school and college expenses. Every state offers at least one plan and some offer more than one. Compared to using a Roth IRA for college, 529 savings plans have some key advantages, including: High lifetime contribution limitsSB 1038 would cost approximately $45 million from the state general fund to create a savings account that parents of K-12 students who aren't enrolled in public school, or won't be once they ...Coordination with Coverdell Education Savings Account Distributions If a designated beneficiary receives distributions from both a qualified tuition program and a Coverdell Education Savings Account in the same year and the total of these distributions is more than the Beneficiary’s adjusted qualified higher education expenses, the …NASHVILLE, Tenn. (AP) — Tennessee Senate lawmakers on Thursday approved the expansion of an education voucher program that allows public tax dollars to be given to families to pay for private ...Funds will be deposited into an education savings account (ESA) to be used for tuition, fees, and other qualified education expenses as specified in the legislation. The state is issuing …Sep 20, 2022 · A 529 plan is a tax-advantaged account that can be used to pay for qualified education costs, including college, K-12, and apprenticeship programs. Starting in 2024, a specified amount of unspent ... Jun 4, 2020 · A Coverdell Education Savings Account is very similar to a 529 savings plan. The key difference is the flexibility in what the savings can be used to cover. For example, with a Coverdell ESA, withdrawals can be made to cover K-12 expenses, like uniforms and tutoring programs.

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